Fee-for-Service Dental Plans

Direct Reimbursement (DR) plan is a self-funded dental insurance benefit plan which reimburses patients on actual spent on dental care.

It is not based on the type of treatment received. The patient has complete freedom in choosing the dentist.

The employers are liable to pay a percentage of actual treatment costs, but they do not have to pay monthly premiums for employees who do not need the benefit.

Moreover the employer is free of any responsibility to take decisions on mode of treatment due to previous plan selection or sponsorships.

Direct Reimbursement Dental Insurance Plan is the American Dental Association’s preferred method of dental coverage.

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Disclaimer

The information provided in this article is for educational and informational purposes only and is not intended to substitute professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or qualified health provider with any questions you may have regarding a medical condition or wellness program.

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